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The New India Assurance Corporate Insurance |
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Marine Cargo Policy
• This policy covers goods,freight and other interests against loss or damage to goods whilst being transported by rail,road,sea and/or air.
• Different policies are available depending on the type of coverage required ranging from an ALL RISK cover to a restricted FIRE RISK ONLY cover.
• This policy is freely assignable and is basically an agreed value policy.
The following steps should be taken in event of a loss or damage to goods insured :
1. Take immediate steps to minimize loss.
2. Inform nearest office of the insurance company or claim settling agent mentioned on the policy.
3. In case of damage to goods whilst on ship or port , arrange for joint ship survey or port survey.
4. Lodge monetary claim with carrier within stipulated time period.
5. Submit duly assigned insurance policy/certificate along with the original invoice and other documents required to substantiate the claim such as :
1. Bill of Lading / AWB/GR
2. Packing list
3. Copies of correspondence exchanged with carriers.
4. Copy of notice served on carriers along with acknowledgment/receipt.
5. Shortage/Damage Certificate issued by carriers.
6. Survey fees is to be paid to the surveyor appointed by the insurance company. This fee will be reimbursed along with the claim if the claim is otherwise admissible.
Plate Glass Insurance
It is an annual policy that covers all kinds of accidental breakages of the plate glass fixed to display windows or show cases of commercial establishments.
Rate of premium depends on the type of glass, situation, previous experience and neighbourhood.
Any person who installs plate glass of substantial value can avail of this policy.
Special Contigency Policy
Caters to the requirements of the clients who desire to have all risks in respect of their machinery and/or equipment or any other property covered under a single policy.
1. War & allied perils
2. Nuclear risks
3. Overloading or strain
4. loss or damage occurring whilst being used for racing or pacemaking
5. Consequential loss, depreciation, wear & tear or mechanical breakdown
Neon Sign Insurance
Insurance in respect of loss or damage to the neon sign installation.
1. Fusing or burning out of any bulbs/tubes arising from short circuiting or arcing or any other mechanical or electrical defect or breakdown
2. Repair, cleaning, removal or erection, wear and tear, depreciation or deterioration
3. Damage to tubes unless the glass in fractured
4. Over running, over heating or strain
5. Atmospheric conditions
6. War and kindred perils
7. Natural risks
8. Consequential loss
Insured neon sign must be examined and inspected at regular intervals of not longer than 6 months by a qualified electrician or engineer.
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 Top Providers |
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ICICI Prudential Life |
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SBI Life Insurance |
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Life Insurance Corp. |
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Bajaj Allianz Insurance |
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United India Insurance |
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