Key Benefits & Features Sickness Hospital Cash -
takes care of hospitalization expenses due to sickeness; available in Rs. 500/day, Rs. 1000/day, Rs. 2000/day, Rs. 3000/day & Rs. 5000/day
Accidental Hospital Cash -
You can also opt for accident hospital cash benefit which takes care of incidental expenseswhile in hospital due to accidents; available in Rs. 1000/day, Rs. 2000/day, Rs. 4000/day, Rs. 6000/day & Rs. 10000/day
Accident Medical Expense Reimbersement -
This benefit takes care of reimbursement of day to day medical bills due to accidental injuries with or without hospitalization.
Additional Features
• Hospitalisation Cash upto 180 days.
• Guaranteed issuance.
• Flexibility in choosing options; 5 convenient offer different levels of protection against hospitalization expenses.
• Renewal benefit: On renewal of policy, additional 5% on the original benefit amount upto max 5 yrs.
• Waiting period of 90 days for Sickness Hospital Cash.
• Premium paid is eligible for tax exemption under Sec 80D of IT Act.
Criticare
Exclusions Cover Includes Features
The Plan provides lump sum cash benefit on the Diagnosis of one of the defined Critical Illnesses.
Targeted towards the health conscious individuals (young to ageing couples) this policy covers 11 critical illnesses.
Features Lumpsum Benefit on Diagnosis:
Pays a lump sum benefit upto Rs. 15,00,000 if diagnosed to be suffering from a Critical Illness covered under the plan and it is the first incidence.
Second Opinion Benefit:
Criticare provides for taking another opinion on the first diagnosis of the Critical Illness. The second opinion agency transfers the medical reports and diagnosis to a expert panel in US for review and independent opinion on diagnosis and line of treatment. This facility is absolutely free of cost to the customer and is applicable on the covered Critical Illnesses only.
Additional Features
No medical examination is required - Guaranteed Acceptance (the ages of 18 and 60 years)
Cover Includes
Critical Illnesses covered
• First Heart Attack
• Stroke
• Cancer (excluding skin cancer)
• Kidney Failure
• Major Organ Transplant
• Coma
• Major Burns
• Multiple Sclerosis
• Kidney Failure Total Blindness
